10 ways to save money
1. Learn to cook your own food: Now I know this may sound daunting, and I know everyone things cooking takes hours. Simple look in a cook book or even better on the internet and cook nice simple food. Pasta (buy dried or fresh) is always a good starting point. Preparing food in larger quantities saves money in the long run. You’ll have to spend a day or two cooking for the month, but you’ll save both money and time over the course of the month by having all your meal prepared and frozen.
2. Write a shopping list: Monthly food shopping forms a significant part of the a house holds outgoing. Write a shopping list prior to shopping - also very importantly NEVER shop when you are hungry. Always plan your weekly meals and most importantly look at what you are buying, don't think that the 2 for 1 is cheaper, the individual KG or 100g prices could be significantly more.
3. Use a market: Not only can you buy much healthier food, but it is also much cheaper. The cost of most fruit and veg in the supermarket starts from £1.50 but at your local market get a whole bowl of fruit or veg for only £1. Also don't forget you are also supporting a smaller local company.
4. Consider own brand products: If you don't have access to a market, buy supermarket own brand food. Tin tomatoes cost 33p across all supermarkets.
5. Set up a direct debit : Set up direct debts for all your bills and other out goings to avoid charges.